Financial guidance for the decisions in front of you. We start with your circumstances, then work through the questions together.
Making sense of finances in Switzerland
Bring your accounts, savings, pensions and commitments into one clearer picture. We identify what you understand, what needs attention and where to begin.
Navigating a life change
Separation, relocation, a career break or changing family responsibilities can bring unfamiliar financial questions. We explore your priorities and develop manageable next steps.
Planning for pensions and retirement
Bring together your pension information, explore your goals and understand the decisions ahead. Where specialist input is needed, we discuss the appropriate next step.
Savings and investments
Understand how your savings and investments relate to your goals, time horizon and comfort with risk. I don’t sell financial products or receive commissions.
What you can expect
Clear explanations, room for your questions and practical actions. We agree the scope and fee before starting. You can keep your existing bank accounts, pensions and investments.
How we build your financial plan
Six steps to financial clarity. A clear process, built around your life.
Your Personal Financial Plan brings your finances into focus through six practical steps. We work through these stages across six 45-minute meetings, at a pace that fits your circumstances.
1. Understand what matters to you
We explore your circumstances, the decisions ahead and what you want your money to support.
You gain: Clear priorities and agreed goals.
2. Bring your financial picture together
We organise the relevant information about your income, spending, savings, debts, pensions and other commitments.
You gain: A clearer view of where you stand.
3. Identify gaps and explore your options
We assess how your current position connects to your goals. Depending on your needs, we look at cash flow, retirement planning and areas that need attention or specialist input.
You gain: An understanding of the key questions, choices and trade-offs.
4. Build your personal financial roadmap
We bring the findings together into a practical plan, explaining the priorities and the reasoning behind them.
You gain: A written roadmap tailored to your circumstances.
5. Turn the plan into next steps
We agree what to tackle first, what you will do yourself and where another professional may be needed.
You gain: A manageable action list with clear responsibilities.
6. Check progress and look ahead
An implementation check-in helps you review progress, discuss questions and identify your next priorities.
You gain: Support in moving from understanding to action. Regular reviews are available separately through the Ongoing Financial Partnership.
Included in your Personal Financial Plan: six 45-minute meetings, preparation and analysis, and a written roadmap, with implementation and progress reviewed within the six sessions.